Book a call with our advisors and get clarity on your mortgage options in the Netherlands

Rescheduling appointment

Introductory Call

60 min
Europe/Amsterdam

In this free consultation, our mortgage advisors take the time to:

  1. Explain the mortgage process.
  2. Answer all your questions.
  3. Calculate your maximum mortgage, fully tailored to your situation.
  4. Provide insight into the expected monthly and total costs.

After this free consultation, you will receive a summary report. The advisor remains available free of charge for additional questions.

July 2026
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Reviews form our happy clients

We aim for 5-star service every day — it’s our standard. That’s why we take great pride in the positive feedback we receive from our customers.

Luc has been amazing at helping us navigate all the procedures regarding our mortgage. He is quick to respond and is always available over call. We had a great experience with him.

Balaaj

22-06-2026

Toni was happy to help us out quickly and was able to secure a good deal for us. He helped us out regurarly with a bunch of questions. - From a happy customer and a first time home owner.

Gedeon

13-03-2026

Our mortgage application was quite complex and Tony helped us through it very well. He gave brilliant advice that really saved our mortgage and enabled us to buy a home.

Abdullah H

26-02-2026

Luc was very informative, he made sure to explain everything I needed to know as a first time buyer. He made sure to be available for all my questions and inquiries. The process went very smoothly, and approval was quite quick.

Reem

23-06-2025

Bart is such a great mortgage advisor. He is reliable, knowledgeable and explains every details to me with great patience. It is a very smooth process to get 2 mortgage applications approved!

Melanie

19-06-2025

He helped us through the whole proccess, always helping us with our doubts and questions

F.N.S

15-06-2025

Helping Expats with every mortgage in the Netherlands

At OHAO, we know the Dutch mortgage system can feel unfamiliar—and sometimes overwhelming—when you are coming from abroad. That’s why we specialise in guiding expats in every situation: from first-time buyers and new-build purchases to refinancing and more complex mortgage scenarios.

We do not offer one-size-fits-all advice. Instead, we take the time to understand your background, income structure, and plans, and then match you with the mortgage solution that truly fits your needs.

Start with a free, no-obligation consultation with one of our experienced mortgage advisors. During this meeting, we walk you through your options and explain every step in clear, straightforward terms.

With over 10 years of experience supporting expats in the Netherlands, we have helped hundreds turn uncertainty into clarity—and secure the right mortgage with confidence.

  • Competitive advisory fees from €2,495
  • Expat mortage experts
  • Clear, fast, and personal guidance

Meet our mortgage advisors

✓ 10+ years’ experience working with expats ✓ Independent advisors with access to 40+ lenders ✓ Guidance in English from start to finish