Mortgages for expats – no stress, no confusion

Are you new to the country or just new to buying a home in the Netherlands? At OHAO, we specialize in expat mortgages — and we are with you every step of the way.

We fully guide you from start to finish, with the best starter fees from €2,495.

Mortgages for expats in the Netherlands

Starter mortgage

  • Compare 40 mortgage lenders
  • Expert advice and detailed reports provided in English
  • The most competitive advisory fee for starters

Home movers

  • Compare 40 mortgage lenders
  • Expert guidance on both new or existing mortgage options
  • Tailored solutions, including a bridging loan, to suit your needs

Mortgages for new-build

  • Financing statement for new-build
  • Expert guidance through the new-build process
  • The most competitive advisory fee for new-builds

How do we help first-time home buyers?

At OHAO, we understand that the mortgage process in the Netherlands can be different from what you are used to. That's why we're here to guide you every step of the way, helping you become a homeowner in the Netherlands.

To get started, we invite you to book a free, no-obligation meeting with one of our mortgage advisors. We take the time to understand your situation and see how we can help.

With over 10 years of experience working with expats, our working approach has helped many expats secure a mortgage in the Netherlands.

Reviews form our happy clients

We aim for 5-star service every day — it’s our standard. That’s why we take great pride in the positive feedback we receive from our customers.

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Meet our mortgage advisors

Our mission is to find the perfect mortgage for you and guide you through every step of the home buying process, no matter your situation.