Leading online mortgage experts

OHAO is here to help you find the right mortgage solution for every situation: From first-time home buyers, moving homes, refinancing and increasing your mortgage. Our team is more than happy to walk you through the process, so you can feel secure and comfortable that you are making the best decision.

Have a free call with our experts today!

Starting from €1.895,-

Unlock your maximum mortgage amount today

Upload documents to our mortgage software and get an overview of your mortgage following the call with our mortgage expert.

Bart Kooijman has helped us with our mortgage application, it was a great experience. He explained everything in detail with great professionalism, and he available whenever we needed. Everything was arranged online and went smoothly.

D. Koros

team

Get access to the lowest rates and best terms and conditions

With 40+ partnering mortgage providers you can be assured we get you the best deal possible. No matter how complex your situation.

Toni helped us perfectly with arranging our mortgage. We were extremely pleased with his clarity and flexibility throughout the process. If we had questions, he made time and this gave us peace and confidence. In addition, he listened to our wishes and looked closely at our situation. A competitive rate and excellent service. In short: very satisfied with his advice. Recommended!

Alex

Do I need to be an EU Citizen to get a mortgage for expats in the Netherlands?

Do I need to have worked a minimum of six months in the Netherlands in order to get a mortgage to by a property in the Netherlands?

Is an expat mortgage in the Netherlands tax deductible?

Can I purchase a home to rent out (buy to let)?

Luc was great in explaining the whole process and discussing all the available options and making sure the mortgage would suit my needs not only short term but also long term. Luc was also very quick to answer all my questions over the emails. Thank you!!!!

Tim

We a very happy about OHAO prices (very competitive) in general. We work with Bart and we can say that he is a real professional in his field. We already had experience with another company and we can compare. Bart provided a full overview of almost all possible variants, provided detailed comparison of different Banks and theirs conditions and interests. We received very detailed report which help us to take proper decision.

Marian

Meet our team

The OHAO-Formula: super-brokers supported by the best tools build by awesome developers

  • Bart Kooijman

    Advisor

  • Jorian Stevering

    Full Stack Developer

  • Chana Niyornram

    Full Stack Developer

  • Leonie Assink

    Office Manager

  • Luc Zwaan

    Advisor

  • Lydia van der Weij

    Advisor

  • Maarten Tellegen

    Founder

  • Tom van der Giezen

    Advisor

  • Toni van der Flier

    Advisor

Our happy customers

Bart Kooijman has helped us with our mortgage application, it was a great experience. He explained everything in detail with great professionalism, and he available whenever we needed. Everything was

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21 September

Really liked the portal that was setup - was pretty smooth. Bart is a very friendly person and answered all my queries in great detail; and even went to the extent of clarifying some mortgage related

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6 September

Great professional advice, very patient and responsive.

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22 August

The mortgage has been successfully obtained. Tom and Bart has assessed timely all queries and resolved all issues during the process.

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11 August

Luc was very professional and was always available for any question I asked.

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28 July

Bart is a very knowledgeable, patient and thorough advisor. He took time to explain all the suitable mortgage options, and considered lead times carefully. He had excellent communication throughout

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24 July

Lydia helped us obtain our mortgage in a very short time frame and this was exactly what we needed. Lydia provided us with a professional service and our emails were answered with a quick turnaround

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24 June

Bart has paid lots of attention to our needs and chose the best mortgage that fitted us. The communication was smooth and he was quick to take action when we needed to provide some extra information.

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4 June

Bart Kooijman from OHAO helped us structure and obtain the commercial mortgage. Bart was always happy and capable to answer all our questions, some of them quite involved, in no time and all this in

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2 June

We cannot thank Toni enough for all his advice and help in securing our mortgage for our first home in The Netherlands, 5 star service and more. He guided us through the process step by step and was

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23 May

Toni helped us perfectly with arranging our mortgage. We were extremely pleased with his clarity and flexibility throughout the process. If we had questions, he made time and this gave us peace and

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15 May

We a very happy about OHAO prices (very competitive) in general. We work with Bart and we can say that he is a real professional in his field. We already had experience with another company and we

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9 May

She is really very supportive, understand the customer situation and advice the best suits for me.. Also, she is very super fast and precise in response.. i

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2 May

Bart Kooijman described to us the mortgage options super clearly, and explained to us the differences, the pros and cons, and helped us choose the right type of mortgage from the appropriate lender

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21 February

Luc was great in explaining the whole process and discussing all the available options and making sure the mortgage would suit my needs not only short term but also long term. Luc was also very quick

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20 February