Mortgage application timeline
A complete guide covering everything from financial preparation to mortgage approval and the notary transfer.
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How your mortgage is calculated?
A complete guide to how your mortgage is calculated in the Netherlands — covering the key variables lenders consider, including income assessment, existing debts, loan-to-value limits, interest rates, fixed-rate periods, and additional purchasing costs.
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Mortgage and non-traditional income
A complete guide to getting a mortgage in the Netherlands if you are self-employed, work for an EU institution, or are eligible for the 30% ruling — covering requirements, lender assessment, and the approval process.
Download e-paperIndependent mortgage advice for expats
We are proud of our outstanding client satisfaction — rated 9.9 on Advieskeuze and 5 stars on Google
All mortgage lenders in one place
Clear comparisons. Honest explanations. The right mortgage for you.
Online or in-office appointments
Helping clients across the Netherlands, with flexible online and face-to-face consultations.
Mortgage advice in English
We explain the Dutch mortgage system in clear, simple terms.
We specialize in expat mortgages
Experience with the 30% ruling, foreign income, and freelance or alternative income structures
Expert advice from €2,495
Complete mortgage advice for expats at a fair and transparent fee— tax-deductible.
A Trusted network for expats
We connect you with reliable real estate agents, appraisers, notaries, and tax partners — all working together for you.
Our happy clients
We focus on delivering great results — and our clients' feedback tells the rest of the story.
