Book a call with our advisors and get clarity on your mortgage options in the Netherlands

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Introductory Call

60 min
Europe/Amsterdam

In this free consultation, our mortgage advisors take the time to:

  1. Explain the mortgage process.
  2. Answer all your questions.
  3. Calculate your maximum mortgage, fully tailored to your situation.
  4. Provide insight into the expected monthly and total costs.

After this free consultation, you will receive a summary report. The advisor remains available free of charge for additional questions.

October 2026
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Reviews form our happy clients

We aim for 5-star service every day — it’s our standard. That’s why we take great pride in the positive feedback we receive from our customers.

Helping Expats with every mortgage in the Netherlands

At OHAO, we know the Dutch mortgage system can feel unfamiliar—and sometimes overwhelming—when you are coming from abroad. That’s why we specialise in guiding expats in every situation: from first-time buyers and new-build purchases to refinancing and more complex mortgage scenarios.

We do not offer one-size-fits-all advice. Instead, we take the time to understand your background, income structure, and plans, and then match you with the mortgage solution that truly fits your needs.

Start with a free, no-obligation consultation with one of our experienced mortgage advisors. During this meeting, we walk you through your options and explain every step in clear, straightforward terms.

With over 10 years of experience supporting expats in the Netherlands, we have helped hundreds turn uncertainty into clarity—and secure the right mortgage with confidence.

  • Competitive advisory fees from €2,495
  • Expat mortage experts
  • Clear, fast, and personal guidance

Meet our mortgage advisors

✓ 10+ years’ experience working with expats ✓ Independent advisors with access to 40+ lenders ✓ Guidance in English from start to finish

Luc Zwaan

Mortgage Advisor

Luc, leading mortgage advisor at Ohao, known for outstanding service, expert guidance, and backed by many 5-star client reviews.

Robin Uijtdehaage

Mortgage Advisor

Robin, the best mortgage advisor for expats at Ohao, with over 10 years of experience helping many expats successfully find homes within the Netherlands

Bart Kooijman

Mortgage Advisor

Toni van der Flier

Mortgage Advisor

Mortgage advisor Toni from Ohao, representing high standards of customer service and a company recognized with numerous 5-star reviews.