Expat Mortgage Advisors – Holland Expat Center South

We partner with the Holland Expat Center South to provide expats with clear, English-language guidance on Dutch mortgages.

If you are new to South of the Netherlands and you thinking of buying a home, book a free, no-obligation call with our advisors — it’s the easiest way to get clear, expert advice.

Holland Expat Center South

Introductory Call

60 min
Europe/Amsterdam

In this free consultation, our mortgage advisors take the time to:

  1. Explain the mortgage process.
  2. Answer all your questions.
  3. Calculate your maximum mortgage, fully tailored to your situation.
  4. Provide insight into the expected monthly and total costs.

After this free consultation, you will receive a summary report. The advisor remains available free of charge for additional questions.

July 2026
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Independent mortgage advice & support for expats

If you plan to buy a home in the Netherlands, you might quickly notice that things work differently here than in your home country.

With more than 40 mortgage lenders — far more than in most other countries — it can feel like too many choices. That’s where OHAO’s mortgage brokerage and advice come in.

We work with top Dutch banks and more, including Rabobank, ING, ABN AMRO, Lloyds, Obvion, and others. This allows us to compare multiple options and help you secure the best rate, lower monthly payments, and the right conditions.

We also do more than arrange your mortgage. The OHAO team can connect you with a trusted real estate agent (makelaar), who is essential in today’s competitive housing market. A good agent helps you find the right home and negotiates on your behalf.

Throughout the entire process, we guide you step by step. We explain how Dutch mortgages and the homebuying journey work, answer your questions, and ensure you feel confident at every stage.

As a first-time buyer, you are fully supported — from the first call until the moment you hold the keys to your new home.

  • English-speaking expat mortgage advice
  • Competitive advisory fee: €2,495 (tax-deductible)
  • Clear, fast, and personal guidance

Our happy clients

We focus on delivering great results — and our clients' feedback tells the rest of the story.

Luc has been amazing at helping us navigate all the procedures regarding our mortgage. He is quick to respond and is always available over call. We had a great experience with him.

Balaaj

22-06-2026

Toni was happy to help us out quickly and was able to secure a good deal for us. He helped us out regurarly with a bunch of questions. - From a happy customer and a first time home owner.

Gedeon

13-03-2026

Our mortgage application was quite complex and Tony helped us through it very well. He gave brilliant advice that really saved our mortgage and enabled us to buy a home.

Abdullah H

26-02-2026

Luc was very informative, he made sure to explain everything I needed to know as a first time buyer. He made sure to be available for all my questions and inquiries. The process went very smoothly, and approval was quite quick.

Reem

23-06-2025

Bart is such a great mortgage advisor. He is reliable, knowledgeable and explains every details to me with great patience. It is a very smooth process to get 2 mortgage applications approved!

Melanie

19-06-2025

He helped us through the whole proccess, always helping us with our doubts and questions

F.N.S

15-06-2025

Meet our team

Meet our expert mortgage advisor team — trusted by expats for over 10 years and rated 9.9 for satisfaction. We provide 5-star service, transparent advice, and competitive fees to make your home-buying journey simple and affordable.