Toni van der Flier
Toni van der Flier has been advising clients on Dutch mortgages for 10 years, including the last 6 years at OHAO. Born and raised in Amsterdam, he now lives in Haarlem and helps clients with their mortgage applications throughout the Netherlands.
Our OHAO clients describe Toni as someone who makes the mortgage process clear and easy to understand. They appreciate the time he takes to explain their options, answer questions, and guide them through each step. Reviews highlight his honest advice and personal approach, helping clients feel supported and confident, even when their situation is more complex.
Certificates & specialties
Toni holds the following certificates:
Wft Basis
Wft Vermogen
Wft Hypothecair Krediet
Wft Inkomen
Wft Schade
Toni specialises in:
Toni specialises in mortgages for first-time buyers with different types of income, self-employed professionals, BV owners, and non-EU nationals. He also helps clients finance new-build properties with construction deposits (bouwdepots), offering clear guidance tailored to their situation.
What clients say about Toni
Real reviews from people he has helped find the right mortgage.
Blog articles written by Toni
Practical articles and guides to help expats understand how mortgages work in the Netherlands, explore their options, and make confident decisions about buying a home.
