Luc has been amazing at helping us navigate all the procedures regarding our mortgage. He is quick to respond and is always available over call. We had a great experience with him.
Balaaj
22-06-2026
Bart was an amazing advisor; especially, given my situation as an American expat. He made it clear on what the process would be, documentation, and even guided me through some portions to help me understand how to best approach the Dutch home buying process. Overall, I would recommend anyone to work with OHAO and Bart as he will take good care of you.
Isaac
04-06-2026
Working with Bart as our mortgage advisor was a great experience from start to finish. He took the time to understand our situation, explained everything clearly, and patiently answered all our questions along the way.
Bart is knowledgeable, responsive, and genuinely looks out for his clients' best interests. He turned what could have been a stressful process into a smooth one.
Highly recommended!
Pouyan
10-05-2026
Luc Zwaan at OHAO provided top-tier service for our home purchase. He is knowledgeable, proactive, and very clear in his explanations of Dutch mortgage rules and tax benefits. Our mortgage was approved quickly and without any issues. If you want a mortgage advisor who is reliable and stays on top of every detail, Luc is the person to go to. 5 stars!
Mayur
26-03-2026
Toni was happy to help us out quickly and was able to secure a good deal for us. He helped us out regurarly with a bunch of questions.
- From a happy customer and a first time home owner.
Gedeon
13-03-2026
Our mortgage application was quite complex and Tony helped us through it very well. He gave brilliant advice that really saved our mortgage and enabled us to buy a home.
Abdullah H
26-02-2026
Luc's advising is very professional, detailed, honest and tailored to what is the best for me. He covered all aspects that needs to be considered and explained everything thoroughly.
He is also always very fast in responding and managed to get my mortgage approved within 3 working days.
Definitely would highly recommend his services if you are looking for a reliable mortgage advisor.
Yinuo
18-02-2026
I had the pleasure of working with Luc to find a new mortgage, and refinance my existing one. His expertise made the process smooth and clear, answering all my questions promptly and securing a great rate. I highly recommend him for anyone navigating Dutch mortgages!
O.B
07-01-2026
I had a very pleasant experience with OHAO, especially with Bart. He is great and truly an expert in his field—always responsive, supportive, helpful, and quick to provide any required information. The mortgage approval process was fast and smooth. I highly recommend OHAO if you’re looking for a quick, professional, and trustworthy service.
Maryam
06-11-2025
Bart is very knowledgeable and very quick while helping us. He's already helped us with multiple mortgages and every time he knows exactly how to approach the process so that we get the highest chance for the bank to accept our request on the best possible terms. Highly recommended.
Alex
05-10-2025
Bart Kooijman was recommended to us and we had a great experience. He is a nice and friendly person and very easy to work with - available, proactive, friendly, and very good at explaining. He provided us with invaluable advice during the mortgage process.
EM
18-08-2025
I have really appreciate Luc service! Gentle, accurate, fast, responsive, immediate, and tailor driven - that's all makes my experience with Luc just amazing. We have found a good mortgage provider very fast, I think, we have spent only 2-3 weeks for the whole process from A to Z. Really recommend this company and Luc as an adviser!
Aleksandr
28-07-2025
Luc was very informative, he made sure to explain everything I needed to know as a first time buyer.
He made sure to be available for all my questions and inquiries. The process went very smoothly, and approval was quite quick.
Reem
23-06-2025
Bart is such a great mortgage advisor. He is reliable, knowledgeable and explains every details to me with great patience. It is a very smooth process to get 2 mortgage applications approved!
Melanie
19-06-2025
He helped us through the whole proccess, always helping us with our doubts and questions
F.N.S
15-06-2025
Toni was always helpful and reachable. He was very patient with us, explaining every step. My husband and I were in our probation period, and he was the only person who agreed to give us the mortgage statement, which gave us peace of mind. Highly recommended!
Maryam
22-04-2025
Toni has helped us in every possible way to make us comfortable and well informed about the mortgage process which helped us a lot in taking big decisions. He helped us through out the journey from selecting a house till buying and getting the mortgage approved. We would highly recommend him for this purpose.
Satabdi Chatterjee
02-04-2025
