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SJV Vastgoed

Introductory Call

60 min

Europe/Amsterdam

In this free consultation, our mortgage advisors take the time to:

Explain the mortgage process.
Answer all your questions.
Calculate your maximum mortgage, fully tailored to your situation.
Provide insight into the expected monthly and total costs.

After this free consultation, you will receive a summary report. The advisor remains available free of charge for additional questions.

July 2026

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About OHAO

OHAO was founded after the founder experienced firsthand how confusing, slow, and expensive mortgage advice could be. Since then, OHAO’s vision has been simple: to make mortgages and homebuying clearer, fairer, and easier to understand for everyone.
We offer transparent, fair pricing with no expat surcharges, no hidden add-ons, and no surprises. You know exactly what you are paying for, and the fee is fully tax-deductible once the mortgage is completed.
We also have strong expertise in complex financial situations. Whether you are an entrepreneur, have a BV structure, own a high-value property, or have international income, OHAO understands how to structure challenging applications — and with access to 40 mortgage lenders, we can find the best possible match for your situation.

Our happy clients

We focus on delivering great results — and our clients' feedback tells the rest of the story.

5.0/5 op basis van 850 reviews

Luc has been amazing at helping us navigate all the procedures regarding our mortgage. He is quick to respond and is always available over call. We had a great experience with him.

Balaaj

22-06-2026

Toni was happy to help us out quickly and was able to secure a good deal for us. He helped us out regurarly with a bunch of questions. - From a happy customer and a first time home owner.

Gedeon

13-03-2026

Our mortgage application was quite complex and Tony helped us through it very well. He gave brilliant advice that really saved our mortgage and enabled us to buy a home.

Abdullah H

26-02-2026

Luc was very informative, he made sure to explain everything I needed to know as a first time buyer. He made sure to be available for all my questions and inquiries. The process went very smoothly, and approval was quite quick.

Reem

23-06-2025

Bart is such a great mortgage advisor. He is reliable, knowledgeable and explains every details to me with great patience. It is a very smooth process to get 2 mortgage applications approved!

Melanie

19-06-2025

He helped us through the whole proccess, always helping us with our doubts and questions

F.N.S

15-06-2025

Meet our mortgage advisors

For over 10 years, we have been helping expats successfully secure mortgages throughout the Netherlands. Whether you are buying your first home, moving to a new property, refinancing, or going through a divorce—our team is here to help you.