Buying a home in Eindhoven? Get clear, independent mortgage advice in English
Buying a home starts with knowing your mortgage options. We compare 40+ lenders and help expats in Eindhoven and the surrounding area find the mortgage that fits their financial needs.
Simple process
What's included in your free call
Your max mortgage
We calculate exactly how much you can borrow, tailored to your income and situation.
40+ lenders compared
We compare mortgage rates and conditions from 40+ Dutch lenders, helping you find the best option for your situation — all in one place.
Process explained
We guide you through every step of the Dutch mortgage process in plain English — no matter your situation.
Your personal summary report
After your call, we send you a written overview of everything discussed — saved in your secure OHAO account and yours to keep.
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Free · No obligation — pick a time and we will send you a confirmation.
Eindhoven Expat Center
Introductory Call
In this free consultation, our mortgage advisors take the time to:
- Explain the mortgage process.
- Answer all your questions.
- Calculate your maximum mortgage, fully tailored to your situation.
- Provide insight into the expected monthly and total costs.
After this free consultation, you will receive a summary report. The advisor remains available free of charge for additional questions.
One question almost every expat asks is: ‘Should I rent or buy?
If you are planning to stay in the Netherlands for several years, buying may make more financial sense. For a shorter stay, renting can offer more flexibility.
However, the choice is not only about how long you plan to stay. The housing market has also changed significantly in recent years, with rental prices continuing to rise. Because of this, more expats are comparing the cost of renting with the monthly cost of owning a home—and discovering that buying may be a realistic option.
Both renting and buying have their advantages. The most important thing is to understand which option best matches your income, finances, lifestyle, and long-term plans.
This is where a mortgage advisor can help. You can explore your options even before relocating to the Netherlands, or once you are already here. During a free, no-obligation call, our team can explain how much you may be able to borrow, what buying would cost, and whether it fits your future plans.
We can also explain the financial benefits available in the Dutch system, which many expats are not initially aware of. Depending on your situation, these may include a transfer tax exemption for eligible buyers, mortgage interest tax relief, and certain mortgage-related costs that may be tax-deductible.
There can be a lot of information to take in when you first start exploring your options. You do not need to understand everything at once. Take it step by step—the first step is simply a free, no-obligation conversation with our team.
Know what you can afford before you start looking
Many expats start house hunting without knowing how much they can actually borrow. A personal mortgage report gives you a clear budget from the start, so you can focus on homes within your price range and make offers with confidence.
Initial call – book a free, no-obligation call. We discuss your personal situation, explain how your maximum mortgage is calculated, and answer any questions you may have.
Upload your documents – we only ask for the documents needed to calculate your mortgage, such as your payslip, employment contract, and ID. You can securely upload them through our online portal when you are ready. You get access after your first call with our mortgage advisor.
Your mortgage report – receive a clear overview of your maximum mortgage, estimated monthly payments, buyer’s costs, and potentially tax-deductible fees, so you know what is possible before you start looking for a home.
Go house hunting – browse properties, make offers, and negotiate with confidence. Your mortgage report gives you a clear budget and shows sellers that you're a well-prepared buyer.
All of this is completely free of charge, so you can take the time to understand your options, ask questions, and feel comfortable before deciding on your next step.
What expats say about working with us
We focus on delivering great results — and our clients' feedback tells the rest of the story.