Sustainable mortgages in the Netherlands: save money, live greener
Do you know that upgrading your property's energy efficiency can lower your monthly bills — and, if you are planning sustainable improvements, you can qualify for a discounted mortgage rate? Our team helps you to increase your mortgage to make sustainable changes.
What is a sustainable mortgage in the Netherlands?
A sustainable mortgage helps homeowners finance energy-efficient and eco-friendly home improvements, including external wall, roof, and floor insulation; high-efficiency glazing (HR++); pipe insulation; energy-efficient window frames and doors; heat pumps; solar panels; heat recovery ventilation systems; and energy-efficient ventilation.
All these energy-efficiency measures not only save money and enhance comfort but also increase your home’s value and contribute to a greener, more environmentally responsible lifestyle.
What are the benefits of a sustainable mortgage?
Lower energy bills: sustainable energy upgrades, such as insulation, solar panels, and energy-efficient heating systems, save money on energy costs resulting in reduced monthly expenses.
Increased home value: there is no doubt that sustainable home improvements increase the value of a property. Homebuyers are often willing to pay more for homes with a good energy label, which means lower monthly energy costs compared with properties that have lower labels, such as F or G. In addition, new regulations implemented by the Dutch government affect how energy labels impact your maximum mortgage.
Discounted interest rates: Dutch mortgage lenders aim to promote sustainable living by offering discounted mortgage interest rates. For example, some lenders provide the following discounts: ABN AMRO (up to 0.15%), ING (up to 0.15%), Rabobank (0.15%), and Obvion (0.15%).
Are you looking to make your home more sustainable? Let the OHAO team help you.
Do you want to make your home more sustainable but aren’t sure which upgrades are worth it? Would you like to know if you can increase your mortgage to finance these improvements or explore other options available to you? Contact our OHAO mortgage advisors—tell us your questions, and we will help you find the answers and guide you through the best solutions for your home.
- Competitive advisory fees from €2.495
- Expat mortage experts
- Clear, fast, and personal guidance
Our happy clients
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