Calculate monthly mortgage repayments
Understanding your monthly mortgage payments is the first step toward buying your dream home. Our calculator helps you set a clear budget and see how monthly repayments fit into your finances. For a personalised report and expert advice, contact our mortgage advisors today.
Are mortgage interest payments tax-deductible in the Netherlands?
In the Netherlands, homeowners may be eligible for tax benefits on mortgage interest if they meet certain requirements. Each year, the interest paid on a residential mortgage can be deducted from taxable income—a benefit known as the “hypotheekrenteaftrek”, or mortgage interest deduction.
The way the deduction is received depends on the individual’s preference: it can be claimed monthly or annually through the tax return, effectively reducing taxable income throughout the year or as a single annual adjustment.
For example, if your mortgage interest amounts to €18,000 per year and you are eligible for the full deduction, you can expect to receive approximately €6,600 per year back. The mortgage interest deduction is considered one of the key benefits of owning a home versus renting in the Netherlands.
How can the OHAO team help you with your mortgage?
With over 10 years of experience, the OHAO mortgage advisors help you navigate the Dutch mortgage process with ease and confidence.
It is simple: book a free, no-obligation call with one of our mortgage advisors. We ask a few questions about your income, bonuses, and savings, and calculate your maximum mortgage based on your situation.
You also receive a detailed report that shows not only your maximum mortgage but also how your payments could look over time, depending on the mortgage type, duration, and interest rate.
We partner with over 40 mortgage banks and lenders, giving you access to the most competitive interest rates available at any given time—ensuring you get the best deal for your mortgage.
- Competitive advisory fees from €2,495
- Expat mortage experts
- Clear, fast, and personal guidance
Our happy clients
We focus on delivering great results — and our clients feedback tells the rest of the story.