Mortgages for expats in the Netherlands
At OHAO, we specialize in helping expats like you navigate the Dutch mortgage market with ease and confidence. Whether you are buying your first home, relocating within the Netherlands, refinancing, or looking to increase your mortgage for renovations — we are here to make the process as smooth as possible.
Our team understands the unique challenges expats face — from navigating eligibility and local regulations to dealing with banks and handling paperwork in a different language.
How can OHAO help you?
New country, new rules — we make getting a mortgage in the Netherlands easier.
With over 10 years of experience in the mortgage industry, we have helped many expats settle into life in the Netherlands by securing the right mortgage for their new home.
Many expats are unsure about the rules, requirements, and options when it comes to Dutch mortgages. At OHAO, we explain everything clearly, break down common myths, and guide you through the entire process—so you can buy with confidence.
- Expert advice and detailed reports provided in English
- Compare 40 mortgage lenders
- Competitive advisory fee starting from €2.495-
How we work
Free orientation call
To provide the best mortgage advice, we start with an in-depth call to understand your situation. We discuss your income, savings, current living arrangements, and goals. This information allows the OHAO team to set up calculations that you can use as guidance when searching for your new home.
Reviews from our happy clients
Every day, we strive for 5-star service, as this is the minimum for us. That’s why we are so proud of the feedback we receive from our customers.