Mortgages for expats – no stress, no confusion

Are you new to the country or just new to buying a home in the Netherlands? At OHAO, we specialize in expat mortgages — and we are with you every step of the way.

We fully guide you from start to finish, with the best fees from €2,495.

Mortgages for expats in the Netherlands

First Mortgage

  • Best interest rates from 3.44%
  • Simple. Clear. Mortgage guidance
  • Best advisory fee on the market — from €2,495

Refinance

  • Find your best rate from 40+ lenders
  • Refinance to reduce your monthly payments
  • Best advisory fee on the market — from €2,795

New Construction

  • Mortgage tailored for your new home
  • Expert guidance through the new-build process
  • The most competitive advisory fee for new-builds

Reviews form our happy clients

We aim for 5-star service every day — it’s our standard. That’s why we take great pride in the positive feedback we receive from our customers.

Helping Expats with every mortgage in the Netherlands

At OHAO, we understand that the mortgage process in the Netherlands can be different from what you are used to. That’s why we guide expats of all types—first-time buyers, those looking to buy a new build, those seeking to refinance, and many others with mortgage-related situations—helping you find the solution that works for you.

To get started, book a free, no-obligation meeting with one of our mortgage advisors. We take the time to understand your situation and explore how we can help you.

With over 10 years of experience working with expats, our approach has helped many secure a mortgage in the Netherlands.

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Meet our mortgage advisors

Our mission is to find the perfect mortgage for you and guide you through every step of the home buying process, no matter your situation.