Luc Zwaan
Mortgage Advisor
Dutch mortgage calculator
What is your maximum mortgage?
Use our calculator to get insight into your maximum mortgage, monthly payments, and closing fees. This calculator is only an estimate of how much you may be able to borrow. Talk to our mortgage broker to find out your mortgage capacity.
Mortgage calculation
Maximum mortgage
€ 0,00
Gross monthly expenses
€ 0,00
Contributions of own funds
€ 0,00
Calculate your exact maximum mortgage with a mortgage advisor today free of charge.
Free orientation call
Do you want to take out the mortgage? Or do you want our mortgage advisors to help with the calculation? No problem! You can already have a free orientation meeting today. A mortgage advisor will look at your personal situation without obligation. At the end of the free orientation meeting you will know the maximum amount you can borrow in detail and tailor made to your personal situation. But we also discuss the net monthly costs, various mortgage types and look for the most favourable interest rate based on current interest rates.
Schedule a call for todayHow does the Dutch maximum mortgage calculation work?
What factors determine the maximum for a Dutch mortgage?
How many years should I have lived in the Netherlands to get a mortgage in the Netherlands?
Is it difficult to get an expat mortgage?
Our happy customers
I am a first time home buyer and Bart was so diligent in answering my queries and providing updates on my application since day 1. He made the entire process so seamless! Thank you very much and
Jenn Santos
30 November
Bart offered me such a good help with applying my first mortgage.
Baoling
8 November
Thank you soo much Luc Zwaan for helping out with my mortgage. The entire process was soo swift and you were always available to answer any of my query. Prices of OHAO were also low as compared.
lovenish
27 October
Very professional and well familiar with the mortgage process and providing the best possible advise. All documents required are well explained, especially how to obtain from external websites. And I
Floyd
25 September
The service Bart provided was excellent. Communication in English was always easy, clear and fast - and went way above what we were expecting from the service. It's especially good if you've never
Adam
25 September
Very professional and personal service. I came for the competitive price but you get everything you need, simple and clear. The platform used is also convinient and secure. Highly recommended!
Alvin
13 September
Luc is an exceptionally pleasant individual, and he provided invaluable assistance throughout the process. He consistently responded to my calls promptly, or he would promptly return my calls if he
Tohid
8 September
Lydia was very helpful with the whole process and also very fast in communication. Highly recommend.
Lijo
30 August
It is really nice experience working along with Toni, I got all my financial related questions/issues sorted out very well. Wish you all the best, Thanks for all the support.
Bishnu
16 August
Luc was always helpful, ready to quickly answer on all the appeared questions. Moreover the final mortgage rate was even lower than I was initially expected. Other good bonuses were applicable as
Artsiom
14 August
Such an easy and smooth ride through the buying process thanks to Bart from OHAO. The service is excellent, the fee is competitive and I can highly recommend OHAO to assist you through the
Snezana
9 August
Bart Was amazing, he was very helpful and supportive during the whole process.
Hazem
20 July
Lydia and Bart were really responsive. They helped me to get my mortage in time with uptimal rate. In short, i experienced an excelent service.
Abulaiti
6 July
We highly recommend OHAO to anyone pursuing a mortgage to buy a house. Bart guided us from our house search phase (an on & off process that took many months) up until the day we got our keys. With
Joe & Phi
29 June
We were very lucky to work with Toni van der Flier from Ohao for the mortgage of our house. He guided us through the process, giving advice, listening to our needs and answering all our questions
Cecilia and Arild
28 June
Bart was very clear from the beginning to the end of the process. He is knowledgeable and he helps out clients in a very personal way.
Ana Romano
16 June
Bart has been an excellent mortgage advisor for us. We are very glad we chose Bart and OHAO. From the very first conversation, I liked the way he communicated things in a clear and crisp manner with
Naveen
30 May
Clear and precise communication throughout the process in English. When the person in charge is way for holiday, just call the office and others jumped right in. What I like the most is the online
V. T.
25 May
As an Expat, I was not sure if I could succeed to buy a house in the Netherlands. With Lydia's help, this lifetime task ended successfully. The Ohao website has the digital environment in English,
SH
21 April
Lydia was super helpful, friendly and lovely to work with. She was also very patient with me, which made the whole process a lot less stressful. And I also got a great mortgage deal in a very short
Robyn
17 April
Very happy with the service from Luc. He arranged my mortgage very quickly and explained clearly about the process. Already recommended my friends and colleagues to consult him.
Arun
3 April
Luc is a professional mortgage advisor with a highly patient. As a first-time loan customer, he provided us lots of suggetions and customized solutions. We are satisfied that our mortgage approved
Shuang
2 April
Amazing service from OHAO. Luc was always quick to respond and helped with all our queries. As first time home buyers, he was patient with our questions. And in the end arranged everything quickly
MJ
22 February